Our Approach

Our approach to investing begins with developing a thorough understanding of my clients’ financial needs and goals, risk tolerance, and time horizon. Using statistics-based financial planning tools available at Stifel, We am able to develop realistic expectations of what their financial future may look like based on their savings, spending behavior, and target investment allocation. When we arrive at an appropriate asset allocation for their investments, we generally use a fee-based asset management approach through advisory services to align their investments with their long-term objectives.

One of the firm’s many advisory programs is the Stifel Solutions Program. The Solutions program allows approved Financial Advisors to provide customized investment management for clients who choose this program, tailoring strategies based on an investor’s specific needs or objectives. Additionally, having the ability to manage accounts on a discretionary basis allows Financial Advisors to quickly react to market conditions when executing an investment strategy. It is also paramount that Solutions clients have detailed knowledge of their Financial Advisor’s individual investment philosophy and decision-making process before entrusting him or her with their portfolio.

Our experience over the years with ever-changing markets, economic, and geopolitical conditions is an ongoing education that we have embraced and is a part of our daily life. We believe in using fundamental analysis and technical analysis along with a healthy dose of common sense and an awareness of what is going on in the world from a macro perspective to make investment decisions. We also strive to mitigate my clients’ emotions as it relates to their investment decisions. Since we cannot know with certainty what the future holds, it is helpful to think in terms of probabilities and the investment process as opposed to reacting to emotions.

Asset allocation does not ensure a profit or protect against loss.

The Solutions program requires a minimum investment, which varies by strategy. Ask your Financial Advisor for a Disclosure Brochure, which further outlines the fees, services, exclusions, and disclosures associated with this program. Since all investment decisions in a Solutions account are made by the Financial Advisor without having to receive prior client approval, it is important that Solutions clients have detailed knowledge of the Financial Advisor’s individual investment philosophy and decision-making process before entrusting him or her with their portfolio. You should consider all terms and conditions before deciding whether the Solutions Program and any particular strategy are appropriate for your needs.